---
title: The 4% Withdrawal Rule Gets a Makeover
description: The 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So, does that mean your retirement paycheck just got a raise, or is this just another headline that oversimplifies a complex decision?
---

[Financial Futures Podcast ](https://blog.measuredwealth.net/financial-futures-podcast)

# [The 4% Withdrawal Rule Gets a Makeover](https://blog.measuredwealth.net/financial-futures-podcast/the-4-withdrawal-rule-gets-a-makeover)

 Written by [Measured Wealth Private Client Group, LLC](https://blog.measuredwealth.net/financial-futures-podcast/author/measured-wealth-private-client-group-llc) | Sep 4, 2025 9:00:00 AM

The 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, [its original creator is revising it](https://www.investors.com/etfs-and-funds/retirement/four-percent-rule-for-retirement-new-withdrawal-rate/) to 4.7%. So, does that mean your retirement paycheck just got a raise, or is this just another headline that oversimplifies a complex decision?

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